APR=Annual Percentage Rate
APY=Annual Percentage Yield
Loan Score Criteria:
All Loans are subject
to
credit worthiness.
A - 680 and up
B - 640-679
C - 600-639
D - 550-599
E - 549 and lower
Rates subject to change
at any time.
Online Application
For your convenience, we have provided a downloadable Loan Application in Acrobat PDF* format.
*You will need Acrobat Reader software installed on your computer to view and print this file.
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Dividend Rates
Effective June 30, 2008
Account Description |
Rate |
APY |
Regular Savings Accounts |
2.50% |
2.52% |
Loan Rates
Effective February 1, 2007
Loan Description |
APR |
Max. Loan Amount |
Term |
Personal Loans |
A Risk |
10% |
$10,000 |
36 Mos. |
B Risk |
12% |
$5,000 |
36 Mos. |
C Risk |
14% |
$2,500 |
24 Mos. |
D and E Risk |
18% |
$2,500 |
24 Mos. |
New Vehicles, Equipment, Boats 2007 and 2008 |
A Risk |
6.25% |
Over
$25,000 |
60 Mos. 72 Mos. |
B Risk |
6.75% |
C Risk |
8% |
D Risk |
12% |
E Risk |
14% |
Used Vehicles, Equipment, Boats 2006 and Older |
A Risk |
6.75% |
Secured loans of $9,000 or less:
48 months.
Secured loans of $5,000 or less:
36 months.
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B Risk |
7.25% |
C Risk |
9% |
D Risk |
13% |
E Risk |
14% |
Share Secured Loans |
2% above dividend rate. |
Real Estate Loans |
5 years or less - same as New Vehicle Rate |
Credit Card |
VISA Classic |
11.9% |
Up to $10,000 depending on
credit score |
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