Gallatin Steam Plant

Credit Union 

 

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Loan Calculator

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Services

Share Accounts


 Account Type  Rate

 Share Savings

  • Required account to be a member
  • $25.00 minimum balance at all times.
 0.25%

 Share Certificate

  • 6 month maturity
  • $1,000.00 minimum opening deposit
 0.85%

Rates subject to change without notice.

 

Loans

 

 Loan Description

 Model Year


Approximate Term

 Annual Percentage Rate

*Rates as low as

 New Vehicles

100% MSRP, Tax, Title, License

 New to 1 year

up to 72 months

 *4.75%

 Used Vehicles

100% Black Book Retail Value

 2 yrs plus

up to 72 months

 *5.75%

 Recreational Vehicles & Equipment

100% of Purchase Price

 New to 1 year

up to 60 months

 *4.75%

 Used Recreational Vehicles & Equipment

100% of Black Book Retail Value

 2 yrs plus

up to 60 months

 *5.75%

 Personal Loan

 up to 36 months

 *10.00%

 Share Secured

 -----------

 2.00% above dividend rate

 Visa

 -----------

 11.90%


 

For your convenience, we have provided a downloadable Loan Application in Acrobat PDF* format.


Loan Application

Fee Schedule 


 

NSF Returned Check

25.00
Stop Payment 15.00
Delete Stop Payment

 5.00

Address Return Mail  5.00
Wire Transfer - Incoming/Outgoing 15.00
Cashier Draft  5.00
Skip-a-payment 25.00

Loan Late Fee - 5% of monthly loan payment assessed after 10 day

grace period.


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